Chase Manhattan / MetLife / Paine Webber / J.P. Morgan / Charles Schwab / Mutual Mortgage Insurance Fund / Citicorp / AHP / Federal Home Loan Bank / Grand Bank / Fannie Mae / NationsBank / Bank of Switzerland / Travelers Group / FHLBank / Salomon Smith Barney / Branching Act / LTV / Resolution Funding Corporation / Federal Home Loan Bank System / Ginnie Mae / Long-Term Capital / Freddie Mac / Rural Telephone Bank / Nonbank / Housing Finance Challenges / Opportunities Private / Citigroup / Citibank / Riegle-Neal Interstate Banking / Federal Home Loan Mortgage Corporation / BankAmerica / /
Continent
America / Europe / /
Country
Japan / United States / /
Currency
USD / /
Event
M&A / Company Expansion / FDA Phase / Debt Financing / Bankruptcy / Business Partnership / /
Facility
Beacon Group / /
IndustryTerm
telephone service / financial products / increased bank size / information processing / large insurance reserves / well-developed analytical tools / insurance programs / brokerage giant / Internet-based financial intermediaries / investment banking institutions / catastrophic insurance / mortgage lenders / real estate loans / mortgage insurance industry / insurance / allowed banks / deposit insurance funds / outof-state bank / telephone lines / information systems / flood insurance / risk management tools / finance / bank failures / purchase insurance / Internet-based financial institutions / supplementary insurance / electronic loan origination technology / intended services / raise insurance premiums / interstate banking / Internet banking / insurance underwriting / financial services / bank / mortgage insurance / upfront insurance premiums / telephone / software programs / information processing technology / banking / financial product / insurance policy / communication devices / venture capital firms / real estate market / computing / in-state banks / disaster insurance / deposit insurance / Internet brokerage / Internet brokers / precise underwriting technology / insurance program / /
Organization
HUD’s Federal Housing Administration / Government National Mortgage Association / Department of Housing and Urban Development / USDA’s Rural Housing Service / USDA / Department of Veterans Affairs / Small Business Administration / U.S. Securities and Exchange Commission / Federal National Mortgage Association / Federal Housing Administration HUD / office of Federal Housing Enterprise Oversight / FHLBS / Congress / Federal Housing Finance Board / Federal Government / HUD’s FHA / Finance Board / Selected Reserve / U.S. Trust / Department of Agriculture VerDate / /
Position
Secretary / Desktop Underwriter / /
Product
SPEC08 / /
ProvinceOrState
Virginia / /
Technology
electronic loan origination technology / information processing technology / increasingly precise underwriting technology / PDF / pollution control / /
8. CREDIT AND INSURANCE Federal credit programs offer direct loans and loan guarantees for a wide range of activities, primarily housing, education, business and rural development, and exports. At the end of 2000, there