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Company TP S.A. / STUDENT LOANS AND CREDITS FUND / BP S.A. / Bank S.A. / / Currency PLN / / Event Business Partnership / Reorganization / / IndustryTerm inter-bank market / Information technology / mortgage bank / inter-bank deposits / bank / Investment banking / / Organization Monetary Policy Council / THERMO-RENOVATION FUND / NATIONAL HOUSING FUND / NATIONAL CREDIT GUARANTEE FUND / MORTGAGE FUND / / Position CHAIRPERSON OF THE SUPERVISORY BOARD / PRESIDENT / / Technology Information technology / /
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A NNUAL R EPORT 2002 CONTENTS LETTER BY THE CHAIRPERSON OF THE SUPERVISORY BOARD, BANK GOSPODARSTWA KRAJOWEGO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2