| Document Date: 2014-08-08 11:37:42
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Company Volvo / PO / Towers Watson / / Continent America / / Country United States / / Currency USD / / / IndustryTerm panelists representing insurance / insurance department / price optimizing products / price optimization product / insurance ratemaking / financial services products / price optimization tool / insurance claims costs / search spaces / auto insurance policy / price optimization algorithm / insurance customers / mandated insurance product / state insurance departments / property/casualty insurance ratemaking / auto insurance / normal competitive product / insurer producers / state-required auto insurance / insurance policy / price optimization products / search space / / Organization Study Group / Ratemaking committee / Casualty Actuarial Society / CAS PO / / Person J. Robert Hunter / Joseph Murphy / Guven / Aaron Brandenburg / / Position California Commissioner / Director of Insurance / Towers-Watson Presentation Regarding Price Optimization Dear Commissioner / actuary / commissioner / Chair / / ProvinceOrState Illinois / California / / Technology price optimization algorithm / /
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To: Joseph Murphy, Chair Auto Insurance (C/D) Study Group c/o Aaron Brandenburg, NAIC (Via email to [removed]) Re: Towers-Watson Presentation Regarding Price Optimization Dear Commissioner Murphy and Members