| Document Date: 2011-03-15 03:24:56
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Company L UBS Investment Research St Galler Kantonalbank / St Galler Kantonalbank / payer-SWAPs / UBS Limited / Thomson Reuters / Julius Baer / UBS 9 St Galler Kantonalbank / UBS 7 St Galler Kantonalbank / Thomson financial / 2011E 2012E Private Banking / UBS 6 St Galler Kantonalbank / UBS 8 St Galler Kantonalbank / Total capital / Credit Suisse / UBS 4 St Galler Kantonalbank / Neutral Downgrade / Downgrade / SGKB / UBS 3 St Galler Kantonalbank / UBS 5 St Galler Kantonalbank / UBS 2 St Galler Kantonalbank / S&P / / Country Switzerland / Germany / / Currency CHF / USD / / / Event M&A / FDA Phase / Analyst Recommendation / Product Issues / Earnings Guidance / / IndustryTerm retail banking / retail bank / retail / fewer structured products / retail and corporate banking / low-margin cash/near-cash products / less capital-consuming wealth management / well run bank / well-positioned and well-managed bank / private banking / bank / banking / Cost management / cantonal banks / / Organization Swiss National Bank / 2013E 2014E 2015E Corporate Center / / Person Philipp Zieschang Alastair Ryan / Daniele Brupbacher Philipp Zieschang Alastair / / / Position VP Bank share price Adj / time 16x 15x 14x 13x Forward / important driver / private banking CEO / 1x VP / representative / Analyst / Private / / Product 2011E UBS 2012E UBS 2013E Net / loans / AuM / / ProvinceOrState Prince Edward Island / St. Gall / / URL www.ubs.com/investmentresearch / /
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