real estate / fairer method / deposit insurance premiums / exotic financial products / dual banking system / offer card products / large too-big-too-fail banks / community banks / unregulated financial products / important bank / bank / big bank / community bank customers / State banking departments / real estate loans / community bank / banking / cause bank failures / bank regulatory climate / Non-bank institutions / bank holds / non-standard loan products / /
Organization
Congress / Consumer Financial Protection Agency / Government Accountability Office / office of Community Financial Institutions / FDIC / Department of the Treasury / /