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Company Standard & Poor / A.M. Best / / Currency USD / / Event Natural Disaster / / IndustryTerm homeowners insurance cost / online insurance / insurance agents / homeowners insurance policies / homeowners insurance / state insurance department / insurance programs / insurance costs / insurance / flood insurance policy / insurance claim history / insurance policy / flood insurance / electrical systems / business liability insurance / / Organization Federal Emergency Management Agency / Education / and Extension Service / Consumer Federation / California Earthquake Authority / National Association of Insurance Commissioners / / Position insurance agent / representative / company representative / / ProvinceOrState California / / Technology html / PDF / / URL www.earthquakeauthority.com / www.naic.org / www.consumerfed.org / www.ambest.com / www.fema.gov/nfip / www.standardandpoors.com/ratings / / SocialTag 
Twelve Ways to Lower Your Homeowners Insurance Costs