British Bankers' Association / Swedish Bankers' Association SWEDEN / Swiss Bankers Association / Association of Banks in Bulgaria / Irish Bankers' Federation / Polish Bank Association POLAND / Spanish Banking Association SPAIN / Malta Bankers' Association MALTA / Estonian Banking Association / Latvian Association of Commercial Banks / Italian Banking Association ITALY / Slovenian Banking Association SLOVENIA / Hellenic Bank Association / Federation of Finnish Financial Services / Danish Bankers Association / Austrian Bankers' Association AUSTRIA / Association of Cyprus Banks / LIECHTENSTEIN Association / /