| Document Date: 2013-12-16 09:05:27
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City Geneva / Zurich / / Company Asset / Liechtenstein Bank / First 2 Advisory Group / First Advisory Group / / Country Germany / Switzerland / Japan / United States / Panama / Liechtenstein / United Kingdom / Singapore / / IndustryTerm trust services / All-round services / local law restrictions / insurance brokerage / bank / financial services / local law / electronic transaction management / insurance / custodian bank / partner bank / payroll accounting / potential solutions / affiliated / investment financial advisory services / succession planning trust services / made-tomeasure solutions / change management / attractive services / Individual services / interbank network / custo dian bank / potential analysis services / / Organization Internal Revenue Service / / Person Christian Presoly / Herbert Bischof / Christian Wolf / / Position attorney / custodian / Governor / / ProgrammingLanguage TOM / / URL www.firstadvisorygroup.com / www.irs.gov / /
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Memo to clients No. 3 December 2013 Well-positioned for the future First Family Estate Planning – FEP Although we have evolved considerably since our beginning as a