late-model car / replacement services / lower auto insurance rates / auto insurance / claims allocation portion accounting / purchase supplemental insurance / insurance rates / supplemental insurance coverage / high insurance rates / insurance premium dollars / auto insurance rates / insurance / auto insurance reform / no-fault insurance / insurance policy / average auto insurance premium / Insurance reserves / no-fault insurance law / supplemental insurance / No-fault insurance reforms / car insurance / sky-high car insurance rates / /
Organization
30th Circuit Court / Court of Appeals / Department of Insurance and Financial Services / Michigan Supreme Court / Michigan Catastrophic Claims Association / House Fiscal Agency / Insurance Bureau / /