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City Edinburgh / / Company Mortgage Industry Consumer Dialogue Group / Mortgage Funding Expert Group / HBOS plc / Halifax Bank of Scotland / JPB HBOS plc / James Brewster James Brewster Manager Regulation HBOS plc / / Continent Europe / / Country Netherlands / United Kingdom / Scotland / Spain / Ireland / / / IndustryTerm expert groups / bank / non-bank originators / mortgage products / retail lending markets / mortgage infrastructure / possible market-led solutions / / MarketIndex FTSE 100 / / Organization European Commission / Financial Services Authority / European Union / Registered Office / / Person Ian Stewart / / / SocialTag 
Reply to the consultation on the reports of Mortgage Funding Expert Group (MFEG) & Mortgage Industry and Consumer Dialogue (MI