retail payment system / retail payment infrastructure / bank statements / retail payment systems / payment processing / cross-border retail payment services / bank account / chosen bank / bank / respective national banking communities / retail payments / payment systems / bank-to-bank credit transfer / sound retail payment network / business chain / retail cross-border credit transfers / card solutions / bank customer charges / /
Organization
European Patent Court / European Committee of Banking Standards / EPC Secretariat / EPC / European Payments Council / European Commission / European Central Bank / European monetary union / European Union / European Parliament / EU Council / Euro Banking Association / /
TOWARDS A SINGLE EURO PAYMENTS AREA - THIRD PROGRESS REPORT