| Document Date: 2013-02-28 19:38:39
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Company SACAM International / Crédit Agricole S.A. Group / BES / Bankinter / SAS Rue La Boétie / FINANCIAL STRUCTURE Crédit Agricole S.A. / Strengthening Group / FRENCH RETAIL BANKING / Crédit Agricole S.A. / Regional Bank / Crédit Agricole Indosuez Private Banking / Crédit Agricole Group / Intesa Sanpaolo / Emporiki Crédit Agricole S.A. / LIQUIDITY Crédit Agricole Group / PricewaterhouseCoopers / / Country Germany / Italy / Greece / / Currency EUR / / Event M&A / Security Buyback / Earnings Announcement / General or Shareholder Meeting / Funding / Debt Financing / / IndustryTerm real estate / retail banking / specialised subsidiaries / bank / retail / insurance / retail banking operations / banking / consumer finance / retail networks / finance leases / life insurance / investment banking revenues / finance / savings management / long-term applications / investment banking / retail bank networks / retail deposits / / Organization French Government / European Union / / Person Jean-Paul Chifflet / Jean-Marie Sander / / Position Chairman / Chief Executive Officer / auditor / General / / Region Southern Europe / /
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Montrouge, 20 February[removed]Results for the fourth quarter and full year 2012 Crédit Agricole turns a page and is now in marching order to deliver a sustainable performance Risks reduced, swift adjustment to the new en