Maastricht University / University of Colorado Boulder / Philadelphia Irina A. Telyukova‡ University of California / Philadelphia Irina A. Telyukova University of California / San Diego State University / University of California / Ten Independence Mall / Stony Brook University / /
University of California / Federal Reserve Bank of San Francisco / Federal Reserve Bank of Philadelphia / U.S. Department of Housing and Urban Development / UBC Sauder School / Department of Economics / US Federal Reserve / San Diego State University / University of Colorado Boulder / Maastricht University / Stony Brook University / University of California / San Diego / Research Department / Federal Housing Administration / /