Flagstar Bank / First Niagara Bank / Consumer Action4 / American Savings Federal Savings Bank / Sovereign Bank / The National Consumer Law Center Inc. / Caravan Opinion Research Corporation for CFA / The Consumer Federation of America / Wilmington Trust / USAA Federal Savings Bank / /
appropriate products / free services / bank account / personal finance / federal banking regulators / legal services / consumer law affecting low income people / retail services / bank accounts / longer term product / involuntary bank account closures / banking / consumer law problems / retail products / legal and technical consulting / /
Organization
VIA ELECTRONIC SUBMISSION Chief Counsel’s office office of Thrift Supervision Washington / Self-Help Federal Credit Union / Board of Governors of the Federal Reserve System / Consumer Federation of America / Federal Trade Commission / Self-Help’s mission / Responsible Lending / 1 Consumer Federation of America / 2 / office of Thrift Supervision / CONSUMER ACTION CONSUMERS UNION on the Supplemental Guidance / National Credit Union Administration / Congress / US Federal Reserve / Federal Reserve Board / Federal Deposit Insurance Corporation / Consumers Union / FDIC / Harvard Business School / SelfHelp Credit Union / Federal Reserve Bank of Kansas City / /
Person
Dennis Campbell / Lisa James / Dodd / Peter Smith / Patrick Woodall / Peter Tufano / Jean Ann Fox / Jennifer J. Johnson / Eric Halperin / Asis Martinez Jerez / Leslie Parrish / /
COMMENTS of the CENTER FOR RESPONSIBLE LENDING CONSUMER FEDERATION OF AMERICA NATIONAL CONSUMER LAW CENTER (on behalf of its low-income clients) and