Sterling & Sterling Inc. / Paychex Insurance Agency Inc. / USI Holdings Corp. / Marshall & Sterling Enterprises Inc. / Smith Lanier & Co. / Arthur J. Gallagher & Co. / Moreton & Co. / AssuredPartners Inc. / Marsh & McLennan Cos. Inc. / R.K. Harrison Group Ltd. / Assurance Agency Ltd. / Aon P.L.C. / Hays Group Inc. / Alliant Insurance Services Inc. / BB&T Insurance Holdings Inc. / The Graham Co. / BroadStreet Partners Inc. / Associated Financial Group L.L.C. / InterWest Insurance Services Inc. / Crain Communications Inc. / Huntington Insurance Inc. / IMA Financial Group Inc. / Company Oswald Cos. / The Mahoney Group / NR William Gallagher Associates Insurance Brokers Inc. / Mesirow Insurance Services Inc. / Jardine Lloyd Thompson Group P.L.C. / First Niagara Risk Management Inc. / SilverStone Group Inc. / Marsh & McLennan Cos. / Hays Cos. / Brown & Brown Inc. / Lockton Cos. L.L.C. / Keenan & Associates / Bowen / Miclette & Britt Inc. / Crystal & Company / TrueNorth Cos. L.L.C. / Holmes Murphy & Associates Inc. / Services Inc. / 1Reported U.S. / Integro USA Inc. / Towne Insurance Agency Inc. / Company Aon P.L.C. / Ascension Insurance Inc. / Hylant Group Inc. / Frenkel & Co. / Meadowbrook Insurance Group Inc. / SterlingRisk Inc. / NR BroadStreet Partners Inc. / Michaels & Downes Inc. / Insurance & Risk Management Inc. / Risk Strategies Co. / Barney & Barney L.L.C. / Horton Group Inc. / Leavitt Group / Starkweather & Shepley Insurance Brokerage Inc. / Eastern Insurance Group L.L.C. / Hub International Ltd. / Cottingham & Butler Inc. / Regions Insurance Group Inc. / Lawley Service Inc. / MHBT Inc. / Heffernan Group / BancorpSouth Insurance Services Inc. / Frost Insurance Agency Inc. / Willis Group Holdings P.L.C. / M3 Insurance Solutions Inc. / Insurance Office of America Inc. / Woodruff-Sawyer & Co. / Partners Corp. / Acrisure L.L.C. / National Financial Partners Corp. / Cross Financial Corp. / CBIZ Benefits & Insurance Services Inc. / Wells Fargo Insurance Services USA Inc. / Services USA Inc. / /
® July 21, 2014 SPECIAL REPORT