H&R Block Inc. / Ohio Valley Bank / RAL / IRS Stakeholder Partnerships / River City Bank / Appendix A. 44 Republic Bank & Trust / JTH Holding Inc. / Santa Barbara Bank & Trust / National Consumer Law Center Inc. / Detroit Free Press / JPMorgan Chase / SGS Credit Services Inc. / Jackson Hewitt Inc. / Atlas Financial 2 Services / HSBC / Republic Bank & Trust Co. / Schear Lending Group / /
Currency
USD / /
Event
Earnings Announcement / Business Partnership / Funding / /
Facility
National Consumer Law Center / Urban Institute / /
IndustryTerm
non-bank lenders / tax-related financial product / tax-time financial product / loan products / bank account / payday lenders / e-filing / legal services / bank partners / non-bank fringe lenders / temporary bank account / bank / partner bank / /
Organization
Liberty Tax Service / office of Research / Analysis and Statistics / Internal Revenue Service / Consumer Federation of America / Community Reinvestment Association of North Carolina / Annie E. Casey Foundation / Urban Institute / Association of North Carolina / IRS SPEC / FDIC / Harvard Business School / U.S. Treasury / /
Person
Carolyn Carter / Deyanira Del Rio / Alexis Iwanisziw / Mark Mazur / Karen Masken / Adam Rust / Michael Rowett / Susan Tompor / Peter Skillern / Kerry Smith / Graham McCaulley / Robert Barba / Joanne Meikle / Peter Tufano / Jean Ann Fox / Chi Chi Wu / Roy Nord / Jillian McLaughlin / Brett Theodos / /
Position
tax preparer / Arkansas Attorney General / administrative law judge / Contributing author / EXECUTIVE / Banker / Major / Progressive Accountant / National Consumer Law Center Contributing author / /
Product
RALs / /
ProvinceOrState
Texas / Kentucky / Ohio / New York / North Carolina / Arkansas / /
THE PARTY’S OVER FOR QUICKIE TAX LOANS: BUT TRAPS REMAIN FOR UNWARY TAXPAYERS The NCLC/CFA 2012 Refund Anticipation Loan Report Chi Chi Wu, National Consumer Law Center Contributing author: Jean Ann Fox, Consumer Feder