long-term care insurance / social insurance contribution / retired people social insurance pensions / individual insurance contracts / social insurance occupational pension schemes / social insurance pensions / life insurance / mutual insurance associations / social insurance / life insurance contract / long insurance record / higher social insurance contribution rate / life insurance contracts / pension scheme insurance / /
Winfried Schmähl A new chapter in German Pension Policy: The “2001 Pension Reform” based on a Paradigm Shift1 1. Introduction Germany is one of the countries with the longest history of formal pension arrangements.2