| Document Date: 2002-06-24 09:39:39
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City New York / Washington / / Company Branching Efficiency Act / Riegle-Neal Interstate Banking / / Country Puerto Rico / American Samoa / Micronesia / Guam / U.S. Virgin Islands / / IndustryTerm state-chartered banks / out-of-state bank / home state bank / foreign bank / bank consisting / bank / savings banks / individual bank / / Organization Comptroller of the Currency / Board of Governors of the Federal Reserve System / US Federal Reserve / Federal Deposit Insurance Corporation / / ProvinceOrState Texas / Kansas / New Jersey / Nebraska / Kentucky / Vermont / West Virginia / Ohio / Minnesota / Virginia / Alaska / Maine / Wyoming / Maryland / North Dakota / Illinois / Nevada / Indiana / Oregon / Louisiana / Hawaii / Connecticut / Michigan / Missouri / South Dakota / Tennessee / New Mexico / Utah / District of Columbia / Pennsylvania / Rhode Island / Montana / South Carolina / Oklahoma / Delaware / Florida / North Carolina / California / Georgia / Iowa / Arizona / Massachusetts / Colorado / Idaho / Arkansas / New Hampshire / / Region West Virginia / /
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SECTION 109 HOST STATE LOAN-TO-DEPOSIT RATIOS The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (the agencies) today are ma