mobile payments services / e-money / mobile payment solutions / financial products / Mobile transfer systems / agent network / Retail sales stores / retail payment systems / cellular networks / payment services / bank-led business model / mobile operators / physical bank presence / voice services / telecommunications industry / payment systems / online commerce / mobile-enabled financial services / cash-in and cash-out services / wireless communication architectures / mobile payment services / mobile financial services / electronic payment services / mobile money transfer services / agent networks / wireless networks / Money transfer services / remittance services / landline networks / card networks / technology service firms / network operators / converged banking / bank-led model / voice network operating systems / mobile network operator / voice and data services / mobile operator / bank-led models / technology developers / retail center / mobile technology / short-range wireless technology / financial services / bank / bank partnership / telecommunications regulatory schemes / retail distribution network / wireless network reach / depository services / banking / mobile operator payment services / contactless technologies / antecedent products / service financial services / mobile money network / lower cost services / wireless carriers / payment system networks / cannibalize existing electronic payment services / existing financial products / /
Organization
Board of Governors of the Federal Reserve System Thanks to / Melinda Gates Foundation / Federal Reserve Bank of Boston / United States Agency for International Development / World Bank / United Nations / FDIC / Federal Reserve Bank of Atlanta / /
Person
Maria Stephens / Marianne Crowe / Cynthia Merritt / Jack / Darin Contini / Steve Mott / Lisa Dawson / Richard Oliver / Suri / /
Position
author / /
Technology
SMS / P2P / mobile phones / mobile device / operating systems / cellular telephone / supporting technologies / cell phones / short-range wireless technology / /
Mobile Money Transfer Services: The Next Phase in the Evolution in Person-to-Person Payments Cynthia Merritt Retail Payments Risk Forum White Paper Federal Reserve Bank of Atlanta