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Journal of Internet Banking and Commerce An open access Internet journal (http://www.arraydev.com/commerce/jibc/) Journal of Internet Banking and Commerce, December 2014, vol. 19, no. 3 (http://www.arraydev.com/commerce/
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Document Date: 2015-01-12 13:47:22
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Journal of Internet Banking and Commerce An open access Internet journal (http://www.arraydev.com/commerce/jibc/) Journal of Internet Banking and Commerce, December 2014, vol. 19, no. 3 (http://www.arraydev.com/commerce/